RBC Avion Visa Infinite Reviews: Earning Avion Points on Purchases

RBC Avion Visa Infinite Reviews: Earning Avion Points on Purchases

ByAcademyFlex Finance Consultants

Did you know the RBC Avion Visa Infinite card was named the Best Flexible Points Travel Credit Card in 2024? This honor shows it’s a top choice in the travel rewards world. It offers a big welcome bonus of up to 55,000 Avion points for new users.

The RBC Avion Visa Infinite has a unique earn rate. You get 1.25 Avion Elite points per dollar on travel and 1 point on other eligible spending. This makes it great for both frequent travelers and those who want to earn rewards on everyday purchases.

The card has an annual fee of $120 and requires a minimum income of $60,000 personal or $100,000 household. It’s designed for those who want premium travel benefits. The Avion rewards program lets you redeem points in many ways, including booking fixed-point travel and transferring to airline partners like British Airways Avios and WestJet Rewards.

Key Takeaways

  • Named Best Flexible Points Travel Credit Card in 2024
  • Welcome bonus of up to 55,000 Avion points
  • Earn 1.25x points on travel, 1x on other purchases
  • $120 annual fee with income requirements
  • Flexible redemption options including airline transfers
  • Comprehensive travel insurance package included
  • Points valued at approximately 1.9 cents for travel redemptions

Introduction to the RBC Avion Visa Infinite Card

The RBC Avion Visa Infinite Card is a top choice for those who love to travel. It comes with many perks for frequent flyers and those who enjoy flexible rewards.

Card Features

This card has amazing travel benefits. You earn 1 Avion point for every dollar you spend. Plus, you get 25% more points on travel purchases.

Points never expire, so you have plenty of time to use them. It also offers great travel insurance and covers your mobile device.

Target Audience and Eligibility

This card is perfect for those who travel a lot and love rewards. To get it, you need to make at least $60,000 a year. Or, if you have $100,000 in household income or $250,000 in investable assets, you’re good to go.

Annual Fee and Income Requirements

The card has an annual fee of $120. But, if you have an RBC VIP Banking account, you can skip this fee. Here are the income rules:

  • $60,000 personal income
  • $100,000 household income
  • $250,000 in investable assets

In the 2023 J.D. Power Canada Credit Card Satisfaction Study, this card ranked 8 out of 13. This shows it’s a strong contender in the market.

Welcome Bonus and Sign-Up Offer

The RBC Avion Visa Infinite card has a great welcome offer. New cardholders can get up to 55,000 Avion points. This includes 35,000 points right away and another 20,000 points after spending $5,000 in six months.

This offer is worth about $1,100 in rewards, given the points’ value of 2 cents each. The bonus can change, so applying at the right time can help you get more points.

The offer is only available until November 25, 2024. These points can be used for flights up to $1,100. This makes the RBC Avion Visa Infinite a strong choice for travel rewards.

Bonus Type Points Requirement
Approval Bonus 35,000 Card Approval
Spend Bonus 20,000 $5,000 spend in 6 months
Total Potential 55,000 Approval + Spend

If you want even more rewards, the RBC Avion Visa Infinite Privilege offers up to 70,000 Avion points. This card has a higher annual fee of $399 and income requirements. But, it might be a good choice for those who travel a lot and want the best benefits.

Earning Avion Points on Purchases

The RBC Avion Visa Infinite card has a great earn rate. You can get points on everyday spending. Plus, there are bonus categories for even more points.

Base Earning Rate

With this card, you earn 1 Avion point for every dollar spent. This rate works for most purchases. It’s easy to earn points on your daily expenses.

Travel-Related Bonus Earnings

The card really stands out for travel. You earn 1.25 Avion points per dollar on travel purchases. This 25% bonus can really boost your points if you travel a lot.

Partner Opportunities

RBC has teamed up with several companies for more earning potential:

  • Petro-Canada: Earn 1.20x Avion points on eligible purchases
  • Hertz: Get 3x Avion points on car rentals
  • Rexall: Collect 50 Be Well points for every $1 spent

Linking your card with Petro-Points can save you 3¢/L on fuel. You’ll also earn 20% more points. Plus, get $0 delivery fees for 12 months with DoorDash, adding extra value.

Age Group Percentage Researching Avion Points Redemption
25-34 10.33%
35-44 9.31%
45-54 9.04%
65+ 8.48%
55-64 8.41%
18-24 8.22%

Younger adults, especially those aged 25-34, are most interested in Avion points. This matches the card’s travel rewards, appealing to young adventurers.

Redeeming Avion Points: Flexibility and Value

The RBC Avion Visa Infinite Card offers many ways to use your points. Each point is worth about 2 cents, making them valuable when used right.

Travel Redemption Options

Travel redemptions are some of the best deals for Avion points. By using the RBC Air Travel Redemption Schedule, you can get up to 2.3 cents per point. This is great for those who travel a lot because it lets you book flights without any restrictions.

Transfer Partners

Avion points can be sent to several airline loyalty programs. You can transfer them to British Airways Executive Club, American Airlines AAdvantage, WestJet Rewards, and Cathay Pacific Asia Miles. The transfer rates change, and RBC sometimes offers special deals to boost the value of these transfers.

Non-Travel Redemption Choices

If you don’t want to use your points for travel, there are other options. You can redeem them for merchandise, gift cards, or statement credits. These choices might not be as valuable as travel redemptions. But they give you flexibility to use your points for everyday needs or special buys.

Redemption Option Approximate Value per Point
Travel (Air Travel Redemption Schedule) Up to 2.3 cents
Transfer to Airline Partners Varies (potentially higher with promotions)
Merchandise/Gift Cards 1 cent
Statement Credits 1 cent

Travel Insurance and Additional Card Benefits

The RBC Avion Visa Infinite card is packed with travel insurance and card benefits. It offers unlimited emergency medical for up to 15 days for those under 65. You also get trip cancellation and interruption insurance up to $1,500 per person.

This card has more than just travel insurance. It comes with Visa Infinite perks. Enjoy exclusive hotel and dining benefits, and access to special events. Ski lovers get a free second lift pass at major Canadian resorts with a full-price ticket.

It also includes mobile device insurance up to $1,500 and purchase security up to $50,000 annually. Foodies will love the complimentary 12-month DashPass subscription. With these benefits, the $120 annual fee is worth it for travelers and shoppers.

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  • The AcademyFlex Finance Consultants team brings decades of experience from the trenches of Fortune 500 finance. Having honed their skills at institutions like Citibank, Bank of America, and BNY Mellon, they've transitioned their expertise into a powerful consulting, training, and coaching practice. Now, through AcademyFlex, they share their insights and practical knowledge to empower financial professionals to achieve peak performance.

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