ANZ Frequent Flyer Black Reviews: Earning Qantas Points

Did you know ANZ gives new Frequent Flyer Black credit card users 130,000 bonus Qantas Points? Plus, they get a $200 cashback. This makes the ANZ Black credit card a top pick for those who love to travel and are part of the Qantas Frequent Flyer program.

The ANZ Frequent Flyer Black credit card is a real winner for earning airline rewards. You get 1 Qantas Point for every $1 spent on eligible purchases up to $7,500 each statement period. After that, the rate drops to 0.5 Qantas Points per $1, but you still get points for your spending.

This card really stands out with its travel perks. You get two free Qantas Club lounge invites each year. These are great for relaxing before your flight or during long layovers. Plus, you can get a discounted Qantas Club membership for the first year, saving you money.

The $425 annual fee might seem high at first. But, the many benefits and travel rewards make it worth it for those who travel often. The card also works with Apple Pay, Google Pay, and Samsung Pay, making it easy to use for those who love tech.

Key Takeaways

Earn up to 130,000 bonus Qantas Points plus $200 cashback
1 Qantas Point per $1 spent on eligible purchases up to $7,500 monthly
Two complimentary Qantas Club lounge invitations per year
Discounted Qantas Club membership in the first year
Compatible with major mobile wallet platforms
$425 annual fee
Up to 55 interest-free days on purchases

Overview of the ANZ Frequent Flyer Black Credit Card

The ANZ Frequent Flyer Black Credit Card is a top choice for those who love to travel. It’s packed with benefits for fans of Qantas and frequent flyers.

Key features and benefits

This card is great for earning airline miles. You get 1 Qantas Point for every $1 spent, up to $7,500 each statement period. After that, it’s 0.5 points per dollar. You also get two Qantas Club lounge passes a year and a discount on Qantas Club membership.

Annual fee and eligibility criteria

The card has a $425 annual fee, showing it’s a premium option. To get it, you must be 18 or older and live in Australia. Even non-permanent residents with more than 9 months on their visa can apply. You need a minimum credit limit of $15,000.

Current sign-up bonus offer

New cardholders can get up to 130,000 bonus Qantas Points and $200 back. The offer is divided into two parts:

90,000 bonus Qantas Points and $200 back for spending $5,000 in the first 3 months
An extra 40,000 bonus Qantas Points after keeping the card for over 12 months

Feature	Detail
Points earn rate	1 Qantas Point per $1 up to $7,500, then 0.5 points
Annual fee	$425
Interest-free days	Up to 55
Purchase rate	20.99% p.a. variable
Travel perks	2 Qantas Club lounge invitations annually

Earning Qantas Points with ANZ Frequent Flyer Black

The ANZ Frequent Flyer Black credit card is great for earning Qantas Points. It’s perfect for those who love travel hacking and want to collect more airline miles. Let’s explore how you can earn points with this card.

Points Earning Structure

The ANZ Frequent Flyer Black card has a tiered points system. You earn 1 Qantas Point for every $1 spent on eligible purchases, up to $7,500 per statement period. Once you hit this cap, you earn 0.5 Qantas Points per $1 spent. This helps you plan your spending to earn more points.

Bonus Points on Qantas Products

The card also gives you extra points on Qantas products and services in Australia. This includes flights, membership fees, and other Qantas-related purchases. It’s a great way to boost your points.

Monthly Points Cap and Tiered Rates

It’s important to know the monthly points cap to maximize your airline miles. Here’s a simple breakdown of the earning rates:

Spending Range	Points Earned
$0 – $7,500	1 Qantas Point per $1
Over $7,500	0.5 Qantas Points per $1
Qantas Products	Additional 1 Point per $1

Remember, ATO payments don’t earn points. By planning your purchases and focusing on Qantas products, you can earn more points. This will help you fund your travel adventures.

ANZ Frequent Flyer Black Reviews: Earning Qantas Points

The ANZ Frequent Flyer Black card is a top choice for airline rewards. It has a high earn rate for a Visa card. You get a big sign-up bonus of 90,000 Qantas Points and $200 back after spending $5,000 in three months.

There’s even more: 40,000 bonus points if you keep the card for over a year.

Cardholders earn 1 Qantas Point for every $1 spent, up to $7,500 monthly. After that, it’s 0.5 points per $1. This is great for those who travel a lot. Plus, you get 1 extra point per $1 on select Qantas products and services.

Travel lovers enjoy two yearly Qantas Club Lounge invites. These perks make the $425 annual fee worth it for those who spend a lot. The card also works with various mobile payment platforms, making it even more appealing.

Feature	Details
Sign-up Bonus	90,000 Qantas Points + $200 back
Additional Bonus	40,000 Qantas Points after 12 months
Earn Rate	1 Qantas Point per $1 (up to $7,500/month)
Annual Fee	$425
Lounge Access	2 Qantas Club invitations yearly

Some might think the high annual fee is too much. But many find the rewards and travel perks worth it. The ANZ Frequent Flyer Black card is especially good for Qantas fans and those who travel often.

Travel Perks and Insurance Benefits

The ANZ Frequent Flyer Black card takes travel hacking to new heights. It offers a range of perks that make it a standout choice for those looking to maximize their airline loyalty programs.

Qantas Club Lounge Access

Cardholders enjoy two complimentary visits to Qantas Club or International Business Lounges each year. These invites are available through the ANZ Personal Concierge service, adding a touch of luxury to your travel experience.

Travel Insurance Coverage

The card includes comprehensive travel insurance when you charge $250 of travel costs to your card. This coverage protects trips up to six months, giving you peace of mind during your adventures.

Additional Protections

ANZ Frequent Flyer Black goes beyond basic travel perks. It offers Rental Vehicle Excess cover in Australia, Purchase Protection Insurance, and Extended Warranty Insurance. These benefits add significant value for frequent travelers and shoppers alike.

Benefit	Details
Lounge Access	2 visits per year
Travel Insurance	Up to 6 months coverage
Rental Vehicle Excess	Covered in Australia

With these perks, the ANZ Frequent Flyer Black card proves to be a powerful tool for travel hacking enthusiasts. It enhances your travel experiences while providing valuable protections, making it an attractive option for those serious about maximizing their airline loyalty programs.

Conclusion

The ANZ Black credit card is a top pick for those in the Qantas Frequent Flyer program. It offers 120,000 bonus Qantas Points and $200 cashback. This makes it great for earning more airline miles.

The card earns 1 point per dollar on up to $7,500 monthly spend. After that, it earns 0.5 points. The $425 annual fee might seem high, but it’s worth it for frequent flyers.

Benefits include two Qantas Club Lounge invitations yearly and travel insurance. You also get extra points on Qantas purchases. Plus, there’s a 55-day interest-free period on purchases.

To get the card, you need a minimum credit limit of $15,000 and good credit. There’s a 3% international fee, which might not be good for those who travel abroad often. Still, for those looking to increase their Qantas Points and enjoy travel perks, the ANZ Black credit card is a solid choice.

Source Links

Author

AcademyFlex Finance Consultants

The AcademyFlex Finance Consultants team brings decades of experience from the trenches of Fortune 500 finance. Having honed their skills at institutions like Citibank, Bank of America, and BNY Mellon, they've transitioned their expertise into a powerful consulting, training, and coaching practice. Now, through AcademyFlex, they share their insights and practical knowledge to empower financial professionals to achieve peak performance.
View all posts