Personal Budgeting & Money Management Essentials

Course Description: Personal Budgeting & Money Management Essentials

Master the fundamentals of personal finance in this practical course. Learn to track income and expenses, create effective budgets, manage debt, and build savings. Ideal for beginners, professionals, and anyone looking to gain control over their finances and achieve long-term financial goals. Gain actionable strategies to make smarter money decisions every day.

Modules:

1. Introduction to Personal Finance & Goal Setting
2. Income, Expenses & Cash Flow Management
3. Budgeting Techniques (Zero-Based, 50/30/20, Envelope System)
4. Debt Management & Credit Scores
5. Savings & Emergency Funds
6. Investment Basics for Beginners

Learning Outcomes:

• Create and manage a personal budget
• Analyze cash flow and reduce unnecessary expenses
• Understand credit scores and debt repayment strategies
• Build basic savings and investment plans