ING Orange Everyday Reviews: No-Fee Banking and Perks
Did you know 1,162 customers have rated ING’s Orange Everyday account? It’s one of the most reviewed no-fee banking options in Australia. This online banking powerhouse is changing the game with its free checking accounts and customer-friendly perks.
ING’s Orange Everyday account is a standout in the online banking world. It offers no-fee banking and cashback rewards that appeal to smart savers. Features like 1% cashback on eligible utility bills and up to five rebated ATM withdrawals per month make it popular.
What really makes ING special is its focus on sustainability and ethical banking. As more people look for banks that share their values, ING is leading the way. Its user-friendly online platform and app attract a new generation of tech-savvy customers.
Key Takeaways
- No monthly fees for hassle-free banking
- 1% cashback on eligible utility bills, up to $100 annually
- Up to 5 rebated ATM withdrawals monthly, locally and overseas
- User-friendly digital banking experience
- Emphasis on ethical and sustainable banking practices
- Positive customer reviews for ease of use and service
- Awarded Mozo Experts Choice Everyday & Savings Bank of the Year 2024
Introduction to ING Orange Everyday Account
ING’s Orange Everyday Account brings modern banking to your fingertips. This fee-free account offers a suite of features for savvy savers and frequent travelers. Its mobile banking app makes transactions seamless and account management real-time.
Overview of ING’s Banking Services
ING offers a wide range of banking services through the Orange Everyday Account. It’s known for no monthly fees and attractive debit card rewards. Users get fee-free transactions abroad by meeting simple conditions:
- Make 5 transactions per month
- Transfer $1,000 from an external bank account
Key Features of the Orange Everyday Account
The Orange Everyday Account has several enticing features:
| Feature | Benefit |
|---|---|
| Fee-free banking | No monthly account fees |
| International transactions | Rebates on fees when conditions are met |
| Security measures | Notifications for out-of-pattern transactions |
| Sign-up bonus | $125 with promo code GYT174 |
Target Audience for this Account
The ING Orange Everyday Account suits many customer profiles:
- Frequent travelers seeking fee-free international transactions
- Tech-savvy individuals who prefer mobile banking apps
- Budget-conscious consumers looking for debit card rewards
- Those valuing robust security features in online banking
The ING Orange Everyday Account offers cost-saving features and digital convenience. It’s a versatile banking solution for today’s modern consumer.
No-Fee Banking: A Closer Look
ING’s Orange Everyday account is a standout with its no-fee banking. It has no monthly fees, which is great for those watching their budget. With 58% of people worried about money and 96% seeing more expenses, no fees are a big help.
The Orange Everyday account does more than just save you money on fees. It also offers cashback on utility bills, which can save up to $100 a year. Plus, you can get rebates on ATM and international fees if you meet certain conditions.
Even though the account doesn’t earn interest, it works well with ING’s Savings Maximiser. This lets you keep your everyday money separate while still earning interest. ING also offers ways to protect against overdrafts, helping you manage your money wisely.
| Feature | Benefit |
|---|---|
| No monthly fees | Keep more of your money |
| 1% cashback on utility bills | Save up to $100 per year |
| ATM fee rebates | Free withdrawals at Australian ATMs |
| No international transaction fees* | Save on overseas purchases and withdrawals |
| Everyday Round Up tool | Automatically save spare change |
*When meeting monthly criteria of $1000 deposit and 5+ card purchases
ING Orange Everyday Reviews: No-Fee Banking and Perks
ING Orange Everyday is popular in Australia for its fee-free banking and perks. Let’s explore what people and experts think about this account.
Customer Ratings and Feedback
Most customers love the ING Orange Everyday account. Sixty-six percent of reviews are 5-star, and 15% are 4-star. People like the no-fee banking, good customer service, and easy-to-use mobile app.
Expert Opinions and Awards
Financial experts praise ING for its value to customers. The Orange Everyday account won the Mozo Experts Choice Awards in 2024. This shows ING’s dedication to top-notch banking.
Comparison with Other No-Fee Banking Options
ING Orange Everyday is special compared to other no-fee accounts. Here’s why:
- 1% cashback on eligible utility bills (capped at $100 annually)
- Rebates on ATM withdrawal fees (first 5 transactions per month)
- No international transaction fees when account conditions are met
- $50 account opening bonus for new customers who deposit $1,000 within 30 days
With these perks and no monthly fees, ING Orange Everyday is a great choice. It’s also great for travelers, with no fees for international ATM withdrawals and good exchange rates.
Account Features and Benefits
ING’s Orange Everyday account is packed with great perks. It’s perfect for those who love saving money. Let’s explore what makes this account stand out.
Cashback on Utility Bills
Get money back just by paying your bills. The Orange Everyday account offers 1% cashback on bills like gas, electricity, and water. You can earn up to $100 back each year. It’s like getting a discount on your essentials!
ATM Fee Rebates
Don’t let ATM fees drain your account. ING gives rebates on ATM withdrawal fees for the first 5 times each month. This is super helpful when you’re out and about.
International Transaction Perks
Travelers and online shoppers, rejoice! ING fully rebates international transaction fees if you meet their criteria. This can save you a lot of money if you shop or travel abroad often.
These benefits are easy to access through ING’s mobile banking app. The app lets you manage your account, track cashback, and set up automatic savings. With no traditional branches, ING focuses on a smooth digital banking experience for you.
| Feature | Benefit |
|---|---|
| Cashback on Utility Bills | 1% up to $100 per year |
| ATM Fee Rebates | First 5 withdrawals per month |
| International Transaction Fees | Fully rebated with eligibility |
Digital Banking Experience
ING’s digital banking platform has a sleek interface for both online and mobile users. The ING app makes managing finances easy on the go. It’s designed to be user-friendly, so tracking transactions and making payments is simple.
The app sends push notifications for real-time updates on your account. This is great for those who want to keep an eye on their money. Managing your finances from anywhere has made ING a top choice for many.
Key features of ING’s digital banking platform include:
- Intuitive interface for easy navigation
- Real-time transaction tracking
- Seamless payment processing
- Push notifications for account updates
- Rebate viewing capabilities
ING’s dedication to digital banking excellence has been recognized. It won the Mozo Experts Choice Awards Everyday & Savings Bank of the Year for 2024. This award highlights its outstanding online and mobile banking services.
The ING Orange Everyday account offers great perks through the digital platform. Customers get 1% cashback on eligible utility bill payments (up to $100 per year). They also get rebates on ATM fees for the first 5 withdrawals, with certain monthly deposit and card purchase requirements.
Eligibility Criteria and Account Opening Process
Opening an ING Orange Everyday account is easy and comes with great bonuses. The process is simple, showing ING’s focus on excellent customer service.
Monthly Eligibility Requirements
To get the most from your ING Orange Everyday account, follow these monthly steps:
- Deposit at least $1,000 from an external source
- Make 5 or more settled card purchases
- Grow your Savings Maximiser balance (if linked)
Steps to Open an Orange Everyday Account
Opening an account online takes about 15 minutes. Here’s what to do:
- Visit ING’s website and select ‘Open an account’
- Choose the Orange Everyday account
- Fill in your personal details
- Verify your identity
- Set up your account preferences
Required Documentation
You’ll need these documents to apply:
- Two forms of valid ID (e.g., driver’s license, passport)
- Tax File Number (TFN)
- Proof of address (if required)
| Account Feature | Details |
|---|---|
| Sign-up Bonus | $125 with promo code GYT174 (conditions apply) |
| Customer Service | 24/7 availability, highly rated for responsiveness |
| Account Fees | $0 monthly maintenance fees |
| Minimum Age | 18 years |
ING’s Orange Everyday account is a top choice. It offers great features and excellent customer service. The attractive bonuses make it perfect for those wanting a hassle-free banking experience.
Conclusion
ING Orange Everyday is a top pick for those looking for free checking accounts with debit card rewards. It has over 2 million customers in Australia and nearly half a million new sign-ups in 2019. This shows many people like its no-fee banking.
The account offers 1% cashback on utility bills and ATM fee rebates. This makes it appealing to those who want to save money. ING’s digital-first approach, with 80% of employees working remotely, meets today’s banking needs.
Features like PayID, OSKO instant payments, and ‘Round up’ for investments are customer favorites. However, the account requires a monthly deposit of $1,000+ and 5+ card purchases to stay fee-free. It still offers great value for regular users.
Despite some customer service issues, like long wait times and ID verification problems, ING’s Orange Everyday remains popular. Its no-fee banking, cashback rewards, and digital convenience make it a strong choice. For those okay with online banking and looking for debit card rewards, ING Orange Everyday is a good option.
Source Links
- Everyday Bank Account – Orange Everyday | ING
- ING bank account customer reviews and comparisons for 2024
- REVIEW: ING Orange Everyday – The Best Travel Card For Aussies? (Inc $125 Promo Code!) | Stoked For Travel
- Does the Barefoot Investor Still Use ING? — The Barefoot Investor – Scott Pape
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- The best fee-free bank accounts | CHOICE
- ING Australia is rated "Bad" with 1.7 / 5 on Trustpilot
- ING Savings Maximiser Review
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- ING Australia is rated "Bad" with 1.7 / 5 on Trustpilot
